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<p><strong>Section 75 doesn’t give extra rights</strong></p> <p>I often say you get "extra protection" paying for something that costs over £100 on a credit card (always repay in full so there’s no interest) yet that doesn’t mean you get more rights, it just means you’ve someone else to complain to if things go wrong. <br /> <br /><em><strong>Section 75 means you have identical rights with the card company as you do with the retailer or supplier</strong></em>.</p> <p>So if your fridge breaks down after a week and is obviously faulty, you could choose to take it to the company you bought it from, or equally, you could make that complaint to the credit card provider (full explanation in the <a href="http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases" target="_blank" rel="nofollow noopener">Section 75</a> guide).</p>
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