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However, many people do choose loans as an option for paying for cosmetic surgery. In fact, many clinics themselves are now able to offer interest-free short-term loans, over perhaps 12 months as part of their service provision for their patients. Alternatively, some banks, building societies and direct loans companies will also lend funds for the purpose of cosmetic surgery.
Fazel Fatah, the current president of the British Association of Plastic Surgeons (BAAPS) is however not in favour of such deals and said recently in the press; “The only time people should take a loan to fund an operation is if their quality of life is so impeded by their body image that they can’t function to 100% capacity.”
But with the current economic climate and banks tightening their lending criteria still further, many people are turning to other unsecured loans such as credit cards (great if there’s a 0% interest period on purchases for a reasonable amount of time) to finance their operations.
To that end, some cosmetic surgery chains are seeing such an increase in the use of credit cards to fund cosmetic surgery that they’re getting in on the action themselves and offering their own credit cards in conjunction with the banks.
One such example is BMI Healthcare’s <a href="http://www.bmihealthcare.co.uk/paymentoptionshome/bmicard" target="_blank" rel="nofollow noopener">BMI Card</a> which offers 6 months initial interest-free credit (rising to 9.9% APR) on all new cosmetic surgery procedures booked within a two-year period, with credit limits up to £20,000 available to those with the most excellent credit scores!

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Edit Why buying Cosmetic Surgery on Credit Cards is the new trend